John Balladares | Mortgage Banker

Tuesday, February 14, 2012

White House steps up pressure for Fannie, Freddie mortgage write-downs - The Hill's On The Money

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White House steps up pressure for Fannie, Freddie mortgage write-downs - The Hill's On The Money
Monday, February 6, 2012

Condo buyers are having a hard time obtaining FHA mortgages

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C ondo buyers are having a hard time obtaining FHA mortgages , and often it's down to the building's financial status, not the borro...
Sunday, February 5, 2012

Ending Housing Discrimination Against LGBT Americans

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Written by: Secretary Shaun Donovan   On Saturday, I was proud to speak before the 24th National Gay and Lesbian Task Force “Creating Change...

short sale transactions, whether a buyer can be charged to compensate either the sale negotiator or the broker.

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The California Department of Real Estate (DRE) is constantly asked, regarding short sale transactions, whether a buyer can be charged to com...
Tuesday, January 24, 2012

No, the Fed Does NOT ‘Print Money’

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The Fed starts a two-day meeting Tuesday. And while Ben Bernanke isn't expected to change rates, a lot is on the line. You probably hav...
Thursday, January 12, 2012

Unemployment Forbearance program- Help from Fannie Mae

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Under FHFA's guidance, Fannie Mae is introducing an Unemployment Forbearance program that provides servicers the flexibility to assist ...
Friday, January 6, 2012

Freddie Mac Updates

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Freddie Mac sent word that effective for Freddie Mac settlement dates on or after January 5, 2012, "we are eliminating the minimum Ind...
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About Me

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John Balladares
San Mateo, CA, United States
John has worked as a mortgage consultant, branch manager and senior trainer in the mortgage industry for over 12 years. John is proud to say that he has assisted over 500 families achieve their dream of homeownership. As a bilingual mortgage consultant, John has guided hundreds of Latino families through the home lending process. His knowledge of current market trends allows him to provide his clients, first time home buyers or seasoned investors, with the necessary information they need to make an educated decision. John's, vast experience in FHA, conventional, Jumbo and VA loans, coupled with Peoples Bank's ability to underwrite and fund loans through their in-house lender, allows him to effectively control every transaction from beginning to end. John works closely with Realtors, escrow officers and underwriters to ensure a seamless and swift transaction that result in satisfied clients. John takes every step necessary to help his clients feel informed, respected and empowered. John immigrated to the United States from Nicaragua at the age of thirteen. He is a long-time resident of the Bay Area where he currently lives with his wife and two sons.
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